Virtual Accounts

What is a virtual account?

A virtual account is a dedicated US bank account that can be generated for each of your receivers. Each virtual account comes with its own unique routing number and account number, enabling your customers to send and receive payments throughout the United States banking system.

These accounts function like regular bank accounts but are managed through the BlindPay platform.

Payment rails supported

Here are the payment rails that virtual accounts support:

Generating a virtual account

All receivers are allowed to generate a virtual account if they provide PASSPORT as id document and are from our supported countries.

If you already created a receiver with no passport, we suggest you to request him a passport and create a brand new receiver.

Before generating a virtual account, you need to:

1. Create an account on BlindPay
2. Create a development instance
3. Create your API key
4. Create a receiver with PASSPORT as id document

curl --request POST \
  --url https://api.blindpay.com/v1/instances/in_000000000000/receivers/re_000000000000/virtual-accounts \
  --header 'Authorization: Bearer YOUR_SECRET_TOKEN' \
  --header 'Content-Type: application/json'